> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.liquifyfin.in/api-reference/liquify-vendor-api/eligibility/lookup-eligibility/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.liquifyfin.in/_mcp/server.

# What the customer can borrow, by PAN

POST https://a7.liquifyfin-uat.in/v1/eligibility/lookup
Content-Type: application/json

The same answer as by customer id, for the customer on YOUR book who holds this PAN. The PAN
is in the body, never the URL. A PAN nobody on your book holds is one `404`, whoever else
may hold it.


Reference: https://docs.liquifyfin.in/api-reference/liquify-vendor-api/eligibility/lookup-eligibility

## Authentication

- `Authorization` header (bearer token, required) — The token Liquify issued your organisation. Shown once; rotate it from Liquify if it is exposed.

## Request

### Body (application/json)

This endpoint expects an EligibilityLookupRequest.

- `pan` (string, required)

## Response

### 200

The eligibility.

- `data` (Eligibility, required)
- `meta` (Meta, required)

## Errors

### 400 Bad Request Error

`VALIDATION_FAILED` — the request breaks a rule in this spec.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

### 401 Unauthorized Error

`AUTH_INVALID_TOKEN` — no token, an unknown token, or your access is switched off.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

### 403 Forbidden Error

`ACCESS_DENIED` — this API is not switched on for you; `CONSENT_REQUIRED` — the customer has not granted (or withdrew) a purpose this call needs.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

### 404 Not Found Error

`NOT_FOUND` — not a customer on your book, or (create) an unknown verification.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

### 409 Conflict Error

`STATE_CONFLICT`, `PORTFOLIO_NOT_SYNCED`, `PORTFOLIO_SYNC_INCOMPLETE` — the customer is not in a state this call can act on.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

### 429 Too Many Requests Error

Rate limited. Liquify's limits answer a problem (`MF_SYNC_RATE_LIMITED` is the customer's sync cooldown); the edge's per-caller limit answers with NO body. Either way, wait `Retry-After` seconds.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

### 503 Service Unavailable Error

`PROVIDER_UNAVAILABLE` / `MF_SYNC_PROVIDER_UNAVAILABLE` — a provider did not answer. Retry after `Retry-After` seconds.

- `type` (string, required) — `about:blank` — `code` carries the meaning.
- `title` (string, required)
- `status` (integer, required)
- `detail` (string, optional)
- `instance` (string, optional)
- `code` (string, optional)
- `errors` (list of string, optional) — One entry per field that failed validation.
- `request_id` (string, optional) — Quote it to Liquify support.
- `trace_id` (string, optional)

## Types

### Eligibility

- `customer_id` (string, required)
- `eligible_amount` (string, required) — Rupees, a decimal string. An estimate, not a loan offer.
- `portfolio_value` (string, required) — Rupees, a decimal string.
- `stale` (boolean, required) — The holdings are old enough that you should sync again before relying on the amount.
- `portfolio_synced_at` (datetime, optional, nullable)

### Meta

- `request_id` (string, required) — Ties a call to Liquify's records; quote it to support.
- `ts` (datetime, required)

## Examples

**Request**

```json
{
  "pan": "ABCPE1234F"
}
```

**Response**

```json
{
  "data": {
    "customer_id": "string",
    "eligible_amount": "245000.00",
    "portfolio_value": "612500.40",
    "stale": true,
    "portfolio_synced_at": "2024-01-15T09:30:00Z"
  },
  "meta": {
    "request_id": "string",
    "ts": "2024-01-15T09:30:00Z"
  }
}
```

**SDK Code**

```python
import requests

url = "https://a7.liquifyfin-uat.in/v1/eligibility/lookup"

payload = { "pan": "ABCPE1234F" }
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```javascript
const url = 'https://a7.liquifyfin-uat.in/v1/eligibility/lookup';
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: '{"pan":"ABCPE1234F"}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://a7.liquifyfin-uat.in/v1/eligibility/lookup"

	payload := strings.NewReader("{\n  \"pan\": \"ABCPE1234F\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://a7.liquifyfin-uat.in/v1/eligibility/lookup")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"pan\": \"ABCPE1234F\"\n}"

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://a7.liquifyfin-uat.in/v1/eligibility/lookup")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"pan\": \"ABCPE1234F\"\n}")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://a7.liquifyfin-uat.in/v1/eligibility/lookup', [
  'body' => '{
  "pan": "ABCPE1234F"
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://a7.liquifyfin-uat.in/v1/eligibility/lookup");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"pan\": \"ABCPE1234F\"\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = [
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = ["pan": "ABCPE1234F"] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://a7.liquifyfin-uat.in/v1/eligibility/lookup")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```

> High-performance, secure Partner API infrastructure for mutual fund portfolio synchronization and mutual fund & check eligibility.